Do You Really Need A Loan?
Here is my feeling on loans. Debt is a huge problem in south africa and the problem with this is South African’s find it hard to pay back because they would rather spend their money on the finer things in life. One needs to manage their money and cash flow before considering a loan.
Debt is not a good feeling and should be avoided at all cost. Its always best to save. One should only take a loan only in dire straits and not to buy a luxury item.
Think twice before taking a loan.